FAQs

KYC (Know Your Customer) is a mandatory process where businesses verify their customers’ identities. In India, KYC is a critical component of financial inclusion and regulatory compliance, particularly in sectors like banking, finance, and insurance. IDMkyc helps Indian businesses assess the potential risks of working with customers and ensures they adhere to regulatory standards.

Anti-Money Laundering (AML) refers to the policies and practices aimed at preventing money laundering activities. In India, AML regulations are enforced rigorously across various sectors, including banking and finance. IDMaml assists businesses in India by providing solutions that mitigate the risks associated with money laundering and other financial crimes.

KYB (Know Your Business) involves verifying the identity of businesses to prevent fraud and ensure compliance with regulatory requirements. IDMkyb instantly checks and verifies critical business data, making it a valuable tool for Indian enterprises seeking to mitigate risk.

IDMlive is a video-based KYC verification solution that allows businesses in India to verify their clients’ identities remotely. The process involves a live video call where a KYC representative assists the client in verifying their identity. This solution is especially useful for financial institutions in India that need to onboard customers quickly and securely while complying with local regulations.

In India, IDMERIT leverages a variety of local and global data sources for identity verification, including Credit Files, Government Databases (Aadhaar, PAN, etc.), Electoral Rolls, Insurance Data, Mobile Data, Utility Records, Social Media Profiles, and E-commerce Data. These sources ensure comprehensive verification and risk assessment for Indian customers.

In IDMERIT, identity verification is a one-time process used to confirm a user’s identity. It may require new clients to submit a selfie along with a government-issued photo ID (such as PAN, Aadhaar, or passport in India) to enable a secure face recognition match.

Identity authentication, on the other hand, is an ongoing process. It continuously verifies users’ identities during online interactions, ensuring that access remains secure and that the devices being used are trusted. This is especially important for maintaining security and preventing fraud across digital platforms in India.

Yes, the data fields for identity verification vary across countries. IDMERIT is connected to a wide array of official data sources worldwide, including India. This allows us to offer enhanced data insights tailored to the Indian market, examining demographics such as age, income, education, and even regional factors that may help identify risk signals and prevent fraud effectively.

Yes, IDMkyc complies with GDPR standards for data privacy and security. While we prioritize the privacy and security of data for Indian customers as well, we also adhere to India’s data protection regulations, including the upcoming Personal Data Protection Bill (PDPB). We do not store any personal data during the verification process and ensure that all data is handled in compliance with local laws and international privacy standards.

No, our identity verification process does not involve any credit inquiries or affect your credit score. While we may reference credit bureaus as part of the verification process, only basic details such as name, address, and date of birth are used to confirm identity, ensuring no impact on the customer's credit trail.

At IDMERIT, we use advanced automated systems to verify the documents provided during the KYC process. Additionally, we have a robust Identity verification platform to ensure accuracy and compliance with local standards. Importantly, we adhere to strict privacy policies, ensuring that customer documents are not shared or accessed by external parties, including offshore teams. Your documents remain secure and confidential throughout the verification process.

IDMkyX provides businesses with a powerful platform designed to meet the requirements for anti-money laundering (AML), Know Your Customer (KYC), and Know Your Business (KYB) compliance. The platform supports the global and local identity verification standards necessary for various regulated sectors, including finance, banking, and insurance. IDMkyX ensures businesses can efficiently manage customer onboarding, risk management, and regulatory adherence across India and other regions.

For identity verification in IDMkyX, IDMERIT relies on a range of trusted data sources, including Credit Files, Government Data (such as Aadhaar, PAN, Voter ID in India), Electoral Roll, Insurance Data, Mobile Data Records, Utility Data, Social Network Profiles, E-commerce Data. These sources ensure a robust identity verification process, allowing businesses in India and globally to verify identities securely and accurately.

Yes, the data fields for identity verification vary across countries. IDMERIT is connected to a wide array of official data sources worldwide, including India. This allows us to offer enhanced data insights tailored to the Indian market, examining demographics such as age, income, education, and even regional factors that may help identify risk signals and prevent fraud effectively.

In IDMERIT, identity verification is a one-time process used to confirm a user’s identity. It may require new clients to submit a selfie along with a government-issued photo ID (such as PAN, Aadhaar, or passport in India) to enable a secure face recognition match.

Identity authentication, on the other hand, is an ongoing process. It continuously verifies users’ identities during online interactions, ensuring that access remains secure and that the devices being used are trusted. This is especially important for maintaining security and preventing fraud across digital platforms in India.

Yes, IDMkyc complies with GDPR standards for data privacy and security. While we prioritize the privacy and security of data for Indian customers as well, we also adhere to India’s data protection regulations, including the upcoming Personal Data Protection Bill (PDPB). We do not store any personal data during the verification process and ensure that all data is handled in compliance with local laws and international privacy standards.

No, our identity verification process does not involve any credit inquiries or affect your credit score. While we may reference credit bureaus as part of the verification process, only basic details such as name, address, and date of birth are used to confirm identity, ensuring no impact on the customer's credit trail.

At IDMERIT, we use advanced automated systems to verify the documents provided during the KYC process. Additionally, we have a robust Identity verification platform to ensure accuracy and compliance with local standards. Importantly, we adhere to strict privacy policies, ensuring that customer documents are not shared or accessed by external parties, including offshore teams. Your documents remain secure and confidential throughout the verification process.

Yes, IDMkyc complies with GDPR standards for data privacy and security. While we prioritize the privacy and security of data for Indian customers as well, we also adhere to India’s data protection regulations, including the upcoming Personal Data Protection Bill (PDPB). We do not store any personal data during the verification process and ensure that all data is handled in compliance with local laws and international privacy standards.

No, IDMkyc does not leave any credit footprint during the identity verification process. While credit bureaus may be used as one of the data sources, no credit inquiries are performed. The platform only verifies basic details such as Name, Address, and Date of Birth to confirm a match, ensuring a secured experience for users in India.

IDMkyc offers easy integration through its REST API, making it simple for technical teams to get started. For businesses in India, integration timelines are typically short, especially for teams familiar with API-based platforms. However, data requirements may vary depending on the country, including India, so web forms may need to be adjusted to capture accurate customer information. It is also important to ensure that your system can receive and store the verification results effectively.

IDMkyc offers three testing options, two of which are free of charge.

Option 1 is to submit a spreadsheet of around 100 rows of data from a country for manual checking by our data partner. This option is free of charge.

We can provide you with a sandbox environment along with sample data for API functionality testing.

We offer a comprehensive testing option that includes multiple nations and thousands of rows of data. This option requires a flat fee for a set number of tests and provides the ability to integrate with our open API and test your data.

IDMkyc provides risk screening checks such as Politically Exposed Persons (PEP) and sanctions lists like OFAC. These checks help businesses in India identify high-risk individuals and maintain compliance with regulatory standards. Additional data sources and checks can also be integrated based on specific business requirements, subject to API availability and applicable charges.

IDMkyc supports a wide range of native writing systems across different countries, including those used in India. To achieve the highest accuracy in identity verification, it is important that customer inputs match the format and language of the respective in-country databases. This ensures better match rates and more reliable verification results.

Anti-Money Laundering (AML) refers to the set of regulations and processes designed to prevent the illegal conversion of illicit funds into legitimate assets. In India, AML compliance is essential across sectors such as banking, financial services, and fintech. IDMaml helps businesses detect, prevent, and manage risks associated with money laundering and other financial crimes through advanced screening and monitoring solutions.

IDMaml provides a wide range of reliable data sources to support identity verification and risk assessment, including Credit Files, Government Data (such as PAN, Aadhaar, and other official records in India), Electoral Roll, Insurance Data, Mobile Data Records, Utility Data, Social Network Profiles, and E-commerce Information. These data sources enable businesses in India to perform accurate identity checks, strengthen compliance, and reduce the risk of fraud and financial crime.

Yes, the data fields for identity verification vary across countries. IDMERIT is connected to a wide array of official data sources worldwide, including India. This allows us to offer enhanced data insights tailored to the Indian market, examining demographics such as age, income, education, and even regional factors that may help identify risk signals and prevent fraud effectively.

In IDMERIT, identity verification is a one-time process used to confirm a user’s identity. It may require new clients to submit a selfie along with a government-issued photo ID (such as PAN, Aadhaar, or passport in India) to enable a secure face recognition match.

Identity authentication, on the other hand, is an ongoing process. It continuously verifies users’ identities during online interactions, ensuring that access remains secure and that the devices being used are trusted. This is especially important for maintaining security and preventing fraud across digital platforms in India.

Yes, IDMkyc complies with GDPR standards for data privacy and security. While we prioritize the privacy and security of data for Indian customers as well, we also adhere to India’s data protection regulations, including the upcoming Personal Data Protection Bill (PDPB). We do not store any personal data during the verification process and ensure that all data is handled in compliance with local laws and international privacy standards.

No, our identity verification process does not involve any credit inquiries or affect your credit score. While we may reference credit bureaus as part of the verification process, only basic details such as name, address, and date of birth are used to confirm identity, ensuring no impact on the customer's credit trail.

At IDMERIT, we use advanced automated systems to verify the documents provided during the KYC process. Additionally, we have a robust Identity verification platform to ensure accuracy and compliance with local standards. Importantly, we adhere to strict privacy policies, ensuring that customer documents are not shared or accessed by external parties, including offshore teams. Your documents remain secure and confidential throughout the verification process.

IDMscan’s document authentication service is modular, allowing you to select the features that best suit your business needs. You can include or exclude modules such as identity checks,or other verification features. Standard pricing is available, with discounts based on volume or length of commitment. Compared to manual review processes, IDMscan provides huge cost advantages. For a customized quote tailored to your requirements in India or internationally, please contact us directly.

Yes, IDMkyc complies with GDPR standards for data privacy and security. While we prioritize the privacy and security of data for Indian customers as well, we also adhere to India’s data protection regulations, including the upcoming Personal Data Protection Bill (PDPB). We do not store any personal data during the verification process and ensure that all data is handled in compliance with local laws and international privacy standards.

IDMscan provides a REST API and SDK for mobile app integration. If your technical team has experience with APIs and app development, integration should be easy.

IDMscan is optimized to ensure accurate identity verification. Most individuals are successfully verified, as fraudulent attempts are difficult to execute due to sophisticated anti-fraud measures and the challenges of creating counterfeit documents that match real-world identities, including Indian documents such as Aadhaar and PAN cards. This results in a high percentage of positive verification results.

IDMscan delivers verification results within approximately 2 seconds, ensuring rapid onboarding and minimal delay for your business operations.

At IDMERIT, we use advanced automated systems to verify the documents provided during the KYC process. Additionally, we have a robust Identity verification platform to ensure accuracy and compliance with local standards. Importantly, we adhere to strict privacy policies, ensuring that customer documents are not shared or accessed by external parties, including offshore teams. Your documents remain secure and confidential throughout the verification process.

IDMscan supports a wide range of writing systems, including Latin, Kanji, Cyrillic, Arabic, Greek, Chinese, Korean, and more. This capability ensures accurate document verification for users in India and around the world, regardless of the language or script used in their ID documents.

IDMscan’s SDK integrates with your Android or iOS mobile app to capture identification documents and selfies. The SDK checks for liveness and ensures accurate data capture. The scanned documents and selfies are then analyzed by IDMscan’s servers for authenticity. Results are transmitted back to you via API. For businesses without a mobile app, alternative integration methods are available, which can be discussed with our team.

IDMscan supports passports from around the world, US driver’s licenses, and numerous national ID cards, including Indian documents like Aadhaar and PAN. The supported document list is continually updated. If a particular national ID is not yet supported, it can typically be integrated within a week upon request.